Monthly Archives: October 2016

Help available during insurance open enrollment period

HUNTINGTON — As West Virginians gear up to enroll, re-enroll or switch plans through the Health Insurance Marketplace, local agencies are available to assist and answer questions about which plan might be best.

The annual open enrollment for the Health Insurance Marketplace will run from Nov. 1 through Jan. 1, 2017.

West Virginians who need help enrolling or have questions about health insurance can take advantage of the free help that WV NaviCare provides by calling their Helpline at 1-844-WV-CARES to speak to a certified Health Insurance Navigator. In addition, WV NaviCare will have a representative available for free, in-person help at the Cabell Huntington Health Department, 703 7th Ave., in Huntington. An appointment is necessary and can be made by calling 1-844-WV-CARES. Representatives will be able to answer questions or provide enrollment help.

In addition to Highmark Blue Cross Blue Shield, which has been part of the West Virginia marketplace since the beginning of the insurance exchange, West Virginians in 32 counties also have a new choice in CareSource.

“It’s great because it gives people more options to choose from,” said Jeremy Smith, NaviCare outreach coordinator. “I encourage people to look at all different plans available.”

Smith said even people who are already enrolled should look at new plans, because plans are changing.

“It’s really important to look at those little changes,” Smith said. “Deductibles are changing and ne2rks are changing. Ne2rks will influence deductible the deductible. I know it sounds confusing, but we want people to know we are here to help.”

Premiums are also increasing, with some experts expecting up to a 22 percent increase in some states.

Smith said premiums increases won’t increase that much in West Virginia and the increases won’t affect as many people.

About 86 percent of West Virginians qualify for an advanced premium tax credit, which helps pay for the premium.

“If you receive that, most subsidies will increase to offset those increases people are talking about,” Smith said.

The tax credit is based on family size and income, and only those who do not qualify for Medicaid or Medicare, or do not have insurance through their employer, qualify for the credit.

Smith said the biggest barrier to people enrolling across the state is where people shop.

The Health Insurance Marketplace offers monthly subsidies for people to help pay for their insurance plans; however, you have to go through the website or enroll through the Marketplace call center to qualify.

Many West Virginians are trying to shop for insurance on a host of other websites and then end up receiving dozens of calls per day from insurance telemarketers that oftentimes do not sell insurance plans that meet the new federal guidelines or qualify as plans that consumers can get subsidies for. This results in people having to pay a penalty for lack of qualifying insurance.

The tax penalty for a lack of health insurance is now $695, or 2.5 percent of a person’;s annual income, whichever is greater.

More information is available at That site includes resources for enrollment help, a calendar of enrollment events and an overview of facts and other information about health insurance, the Marketplace and the Affordable Care Act.

WV NaviCare is a federally grant funded project operated by First Choice Services.

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Huma Abedin Cut FBI Deal, Kept Clinton E-Mails in 'Life Insurance' Folder?

Claim: Huma Abedin retained deleted e-mails of Hillary Clinton’;s in a folder marked “life insurance” and cut a deal with the FBI.


Example: [Collected via e-mail, October 2016]

I keep seeing on links on facebook to websites stating that “Huma Abedin kept emails in “Life Insurance” folder”. I can’;t find this claim on any major news sites but there are conservative sites running with it.

Origin:Shortly after news broke on 28 October 2016 that additional Clinton e-mails were potentially located on a computer linked with aide Huma Abedin, rumors circulated that thousands of potentially incriminating documents were found in a computer folder titled “life insurance,” and that Abedin had cut a deal with investigators:

The “life insurance” claim (which bore some similarity to the long-circulating Clinton body bags rumor) appeared to hit a tipping point with the tweet reproduced here, and numerous articles all cited that single uncorroborated item (which may have been meant as a wry joke).

A slightly earlier tweet expressed the same notion, but again with no source link or reference:

We were unable to find any descriptive claims (credible or anecdotal) involving Huma Abedin’;s purported “life insurance” folder that appeared prior to these tweets. However, not long before they showed up on Twitter, a commenter on the web site Zero Hedge made a similar remark (in what appeared to be a joking reference to the “body count” rumor):
huma life insurance file Articles containing the “life insurance” folder claimed cited only the tweets as a source. A popular related rumor held that Abedin “cut a deal” or negotiated with the Federal Bureau of Investigation, presumably in relation to a criminal investigation into Clinton:

On 30 October 2016, multiple blog posts claimed Abedin had “turned on” Clinton and began “negotiating” with the FBI:

How’s It Feel, Hillary? CNN Just Announced Huma Has Decided to Negotiate with FBI

Huma Abedin’s lawyers are negotiating with the FBI about conducting a full search on estranged husband Anthony Weiner’s laptop in light of the new probe into Hillary Clinton’s emails.

Huma Abedin’s lawyers are negotiating with the FBI about conducting a full search on estranged husband Anthony Weiner’s laptop in light of the new probe into Hillary Clinton’s emails.

Those articles were based on a CNN article that stated:

The computer in question is considered to belong to [Abedin’;s estranged husband Anthony] Weiner.

Prior to obtaining the warrant, investigators saw enough of the emails to determine that they appeared pertinent to the previously completed investigation and that they may be emails not previously reviewed.

Agents saw enough of the emails that they believed there could be classified information and that it warranted further inquiry, law enforcement sources told CNN.

Because they didn’;t have a warrant specific to Abedin’;s emails, officials weren’;t able to further examine them. Justice Department and FBI officials view Abedin as cooperative with the investigation.

A correction to that article suggested that the original piece gave an inaccurate impression:

Correction: An earlier version of this story incorrectly stated that talks between the Department of Justice and Abedin’;s lawyers were underway. They are not.

However, the context of the source material made it clear that CNN reported Huma Abedin was “cooperative with the investigation,” not “cooperating with investigators.” The former suggested compliance without resistance, while the latter hinted Abedin was assisting law enforcement agents to protect herself in an attempt to build a case against Clinton.

At the time the rumors began circulating, little was known about the 28 October 2016 e-mail investigation development (providing scant basis for informed speculation). No substantiated information suggests that Abedin required or sought immunity, or that she maintained a “life insurance” folder.

Originally published: 31 October 2016


Perez, Evan and Pamela Brown.   “FBI Discovered Clinton-Related Emails Weeks Ago.”
    CNN.   31 October 2016 (updated).

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Highmark pulls out of federal insurance marketplace in York

One of Pennsylvania’s largest health insurers has confirmed it will not sell plans on the federal marketplace in York County, leaving residents with just 2 options on the federal health insurance marketplace.

Under the health insurance marketplace set up under the president’s signature health care law, also known as Obamacare, private health insurers sell plans under federal or state-run exchanges. Americans must carry health insurance or face a tax penalty, but those who purchase insurance on the exchange are eligible for subsidies which offset premium costs.

Highmark will not sell Highmark Select Resources or HHIC products to Yorkers on the exchange in 2017, but it will sell HHIC in other parts of the rating area and offer private insurance off the exchange said spokesman Leilyn Perri. HHIC is a subsidiary of Highmark.

The Department of Insurance released 2017 rates on Oct. 17 and included one HHIC product sold on the exchange in Rating Area 7, which includes York, Lancaster, Berks and Adams counties. However, Perri said the plan will only be offered off the marketplace to York residents.

“This is an older, sicker population compared to our commercial populations,” Perri said of customers choosing marketplace plans over private, employer or government-funded insurance plans.

Citing more instances of cancer, coronary artery disease and hypertension in customers who buy insurance on the federal exchange, Perri said Highmark paid $1.19 in benefits for every dollar collected in premiums.

“This group of folks are more expensive to insure,” he said.

Highmark is not the first insurer to pull out of the federal marketplace in Pennsylvania. Aetna and United Healthcare both made the decision to stop selling plans in Pennsylvania earlier this year, but Highmark’s withdrawal leave residents of York County with just 2 insurers to choose from.

Only Capital Advantage Assurance Co. and Geisinger Health Plan will sell products on the exchange in York County for 2017. Six of the 9 rating areas in Pennsylvania will have more than 3 insurers selling marketplace plans.

The state’s Department of Insurance anticipated that insurers would pull out earlier this spring and approved higher rates than requested to try to keep insurers in for 2017, said Digital Director Kat Breitmayer.

“When we approved these rates we wanted to ensure that we were able to keep companies in the market and ensure the market was competitive,” Breitmayer said. However, she said the department still expected some companies would to pull out of certain markets when 2017 approved rates were announced.  

Only 10 percent of Pennsylvanians opted to buy their insurance on the federal marketplace for 2016, but the vast majority were eligible for subsidies that cover a portion of the premium. A Department of Health and Human Services report released this week estimates that of returning marketplace consumers in Pennsylvania, 75 percent will pay out-of-pocket monthly premiums of less than $100 after subsidies.

“Our message to consumers at this time is to make sure they’re considering all their options,” she said. “There could be plans offered off the exchange … There are other options that are not on the exchange so make sure that you are shopping around and getting the best deal.”

Open enrollment begins Nov. 1.

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Weiner/Abedin laptop offers well over fifty percent a million email messages for F to go through? They will sure had been busy

**Written by Doug Powers

The Clinton cesspool does not have any bottom:

The shock disclosure that will agents from your Federal Agency of Analysis are taking a brand new look at Hillary Clinton’s e-mail use lies bare, simply days prior to the election, stress inside the agency and the Proper rights Department more than how to check out the Democratic presidential nominee.

Researchers found 650, 000 email messages on a notebook used by previous Rep. Anthony Weiner great estranged spouse Huma Abedin, a close Clinton aide, plus underlying metadata suggests a large number of those communications could have been delivered to or through the private machine that Mrs. Clinton utilized while the lady was admin of condition , based on people acquainted with the matter.

It will require weeks, at least, to determine regardless of whether those text messages are work-related from the period Ms. Abedin served along with Mrs. Clinton at the Condition Department; the number of are replicates of email messages already evaluated by the F; and whether or not they include possibly classified details or essential new proof in the Clinton email übung.

Officials needed to await the court purchase to begin looking at the emails—which they obtained over the weekend, based on a person acquainted with the matter—because they were discovered in an not related probe associated with Mr. Weiner.
The F had looked the computer whilst looking for kid pornography , people acquainted with the matter mentioned

When it’s almost all sorted away, Hillary could well be in a position to get this to all “disappear, ” that is how the Clintons have made it politically with regard to so long. Problem “shock & awe” is certainly Bill & Hillary’s business structure — twelve flopping seafood are a great deal harder to get than just one particular.

Think about it: Anthony Weiner, the particular husband from the top assist for the Democratic nominee who might be herself below federal analysis, is being researched for (at the very least) sexting underage girls and perhaps worse — and some of this contact has been sent/received with the private machine of the then-U. S. admin of condition. Kind of an issue, no? Yet don’t anticipate the MSM to work everything through a minimum of until the common election has ended.


Moving thought: In case you were working for leader and discovered your best aide allow her dirtbag husband make use of her work-related laptop, you would probably open fire her, correct? That is, until you too had been involved in questionable activities plus knew the girl could move over you in a heart beat. In America right now, nobody’s work is more protected than Huma Abedin’s.

**Written simply by Doug Power

Twitter @ThePowersThatBe

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Image: Deborah Giannecchini

‘Happy Tears’ Right after $70 Mil Baby Natural powder Verdict

A female who simply won a lot more than $ 6ty million through Johnson & Johnson right after alleging you can actually baby natural powder caused the girl ovarian malignancy told NBC News the lady cried “happy tears” once the jury’;s choice was introduced.

“It’;s already been a long-fought battle, inch said Deborah Giannecchini associated with Modesto, Ca, who was fifty 9 when the girl was identified in 2012. “I was simply elated, therefore relieved it had been over. We felt like We accomplished some thing…. There were joyful tears and joy. inch

Related: Study Finds Talcum powder Doesn’;t Trigger Cancer. Juries Disagree

Among the nation’;s many recognizable items, Johnson’;s infant powder has existed since 1894. Giannecchini’;s situation, decided Thurs in St Louis, signifies the 4th period a court has discovered the company did not inform the customers in regards to a possible hyperlink between the powder plus ovarian malignancy.

Giannecchini got used Johnson’;s for years to get feminine cleanliness. After the lady was identified in Nov 2012, the girl daughter noticed an advertisement on television providing legal rendering to people exactly who used talcum powder together ovarian malignancy.

Image: Deborah Giannecchini
Deborah Giannecchini, associated with Modesto, Calif., listens to some question throughout a news meeting Friday, April. 28, 2016, in St Louis. The jury provides awarded Giannecchini more than dollar 70 mil in the girl lawsuit alleging that many years of using Manley & amplifier; Johnson’;s infant powder triggered her malignancy.